CFOAF

about · dossier

Innovation.
Success.
Results.

CFOAF turns business dreams into reality through financial leadership and operational know-how, the only fractional CFO firm built as a full-partner, visionary experience.

For businesses ready to grow, scale, fund, or merge, we act as your Chief Financial Officer and translate complexity into clear decisions that keep profit working in the business.

  • Fractional CFO
  • Finance + operations
  • Tax & cash flow

Drive Your Profit Performance

the firm

The only partner who brings human relationships to a data-driven profession.

CFOAF is a fractional CFO advisory firm for owners who need executive financial leadership without the full-time hire. We embed as your CFO team, connecting strategy, operations, and the people side of running a company.

We are not a bookkeeping shop or a vendor you check in with once a quarter. We exist to solve the gaps in your financial operations: cash flow, tax, structure, growth, and the decisions that keep profit working in the business.

  • Fractional CFO leadership scaled to your stage
  • Finance and operations connected, not siloed
  • A partner at your table, month after month
Byron and Krissy Wolfe, co-founders of CFOAF
Byron & Krissy Wolfe · Co-Founders A firm built for owners who want a real partner, not a vendor, blending elite financial leadership with a human-centered experience.
mission

Drive profit performance through legendary financial leadership.

We act as your Chief Financial Officer, from business structure and cash flow to tax planning and exit strategy, so the hardest decisions are never the ones you make alone.

An unrivaled partnership that leads you to financial stability. We help owners make the calls that even the savviest operators lose sleep over: pricing, hiring, funding, and when to hold or exit.

  • Structure, cash flow, and forecasting
  • Tax strategy that protects profit
  • CFO leadership without the full-time overhead
vision

Multiply the economic and philanthropic impact of every entrepreneur.

We reach beyond the balance sheet, unlocking futures where profit stays in the business and the ripple of that success reaches further than you expected.

When a business runs with clarity and confidence, the people around it benefit: families, teams, communities, and causes that matter to the owner. That is the future we are building toward, one company at a time.

  • Profit that works inside the business
  • Decisions that scale impact, not just revenue
  • Legacy-minded growth for every owner we serve
the name

Four letters. A full philosophy. Keep scrolling to read it.

Chief Financial Officer

The C is the role we step into for you. Not outside consultants dropping in for a quarterly review, but the executive who owns your financial direction alongside you.

A CFO turns strategy into numbers and numbers into decisions that keep profit in the business. Forecasting you can trust, reporting you actually use, and a clear view of what is working and what is leaking.

  • Executive-level financial strategy, without the full-time hire
  • Forecasting, reporting and decision support you can act on
  • A CFO partner at your table for the calls that move profit

Financial leadership

Financial leadership is more than clean books. It is knowing where every dollar goes, why it matters, and how each choice compounds over time.

We guide owners through cash flow, tax strategy, structure, funding and growth with the rigor a seasoned CFO brings inside a larger company, sleeves rolled up and embedded in your business.

  • Cash flow management and working-capital clarity
  • Tax planning and structure that protects profit
  • Funding, growth and exit strategy aligned to your goals

Operational know-how

Operational know-how is what separates advice that looks good on paper from guidance that works on the ground. We connect financial gaps to operational reality.

Your numbers live inside a business with people, processes and daily friction. We bridge finance and operations so pricing, hiring, margins and capacity decisions reflect what is actually happening.

  • Finance and operations connected, not siloed
  • Margin, pricing and capacity tied to real workflows
  • Recommendations built for how your business actually runs

Advisory Firm

AF stands for Advisory Firm. A practice built to advise, partner and stay in the work with you over time, not a transactional accounting shop or a one-off engagement.

If you thought AF meant something more intense, we do not mind. We show up the same way either way: direct, invested and committed to driving your profit performance.

  • A long-term advisory partnership, not a one-time project
  • Human relationships in a data-driven profession
  • Legendary expertise with owner-first strategy
Byron Wolfe, CPA
byron wolfe

Byron Wolfe, CPA

Co-Founder & CEO · Fractional CFO · Tax Strategy Innovator

A licensed CPA since 2010 and a Certified CFO, Byron co-founded CFOAF to give small and midcap businesses the elite financial leadership usually reserved for enterprise, without the full-time cost.

His career spans both sides of the ledger. He founded and ran his own companies, including B.A. Wolfe Powersports and MotoFlex Leasing, and served as full-time CFO of Black Tie Moving, one of the Inc. 500's fastest-growing private companies. Today he acts as the outsourced CFO behind a portfolio of owner-led businesses across construction, real estate, finance, technology, and digital-asset compliance.

A Certified CFO through The CFO Project, certified in crypto and digital-asset taxation, a Rule 31 Supreme Court-listed mediator, and an IMA member, Byron studied at Austin Peay State University. He translates complex numbers into plain decisions that protect profit and cash flow.

  • Licensed CPA since 2010 · Certified CFO
  • Certified in crypto & digital-asset taxation
  • Rule 31 Supreme Court-listed mediator
  • Former full-time CFO, Black Tie Moving (Inc. 500)
  • Construction · real estate · finance · tech · non-profit
Krissy Wolfe
krissy wolfe

Krissy Wolfe

Co-Founder & Chief Vision Officer

Krissy brings a human-centered lens to a data-driven profession, shaping the brand, client experience, and culture that make CFOAF feel like a true partner.

Her background bridges psychology and operations: a B.S. in Psychology from Austin Peay State University and a Master of Arts in Biblical Counseling from Luther Rice University, applied across years of business management, team development, and high-level operations leadership.

At CFOAF she leads branding, marketing, and client-communication strategy, building the systems and relationships behind the firm's immediate, responsive communication, the quality clients name again and again in their reviews.

  • M.A. Biblical Counseling, Luther Rice University
  • B.S. Psychology, Austin Peay State University
  • Business management & high-level operations
  • Board: Big Brothers Big Sisters · Precious Friends Puppy Rescue
  • Founder, Fringe Ministry
the proof

Rated 5.0 by the owners we serve.

5.0 32 Google reviews

“Excellent communication. Amazing results. Saved me tens of thousands this year alone after two other accountants missed it completely.”

Tanner S.

“I've been through several fractional CFOs. Byron and the CFO AF team truly are the best, he knows what you need before you do.”

Daniel M.

“Their knowledge of even the most complicated situations has been like no other CFO I have ever had.”

Angie M.

“As a financial planner, CFOAF helps my clients scale revenue and profitability. A tremendous value add.”

Chris R.

“CFOAF is the only team I trust with my personal and business finances, and the only team I recommend without reservation.”

Jonathan C.

“Byron's knowledge has single-handedly changed the way I run my business.”

Justin H.
begin

Ready to drive
profit
performance?

One conversation. A clearer path to the numbers that matter.

Book a consultation and we will map where your business stands today and what changes would move profit, cash flow, and confidence forward.

Drive Your Profit Performance