CFOAF

Drive Your Profit Performance

Keep more of what you earn. We are the fractional CFO firm that finds the profit hiding in your business, and helps you scale it.

Book a free consultation→ 5.0 · 32 Google reviews
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Mission
the mission

We drive profit performance through full throttle, legendary financial leadership.

We become your Chief Financial Officer, guiding every decision from cash flow to exit strategy toward one goal: financial stability and more profit in your pocket.

No jargon. No guesswork. Just a full-partner CFO who knows what you need before you do.

Book a free consultation→ meet the team→
Byron Wolfe, CPA your fractional CFO at work
AF
the firm

The only fractional CFO Advisory Firm delivering a full-partner, visionary experience.

Executive financial leadership built for small businesses ready to grow with intention, not guesswork.

fractional by design

Executive-level CFO leadership, scaled to your stage without the full-time cost or the learning curve.

You get the strategic firepower of a seasoned finance chief on the days you need it, and clarity on the days you don't. Forecasts, cash-flow discipline, pricing, and the hard questions handled.

finance meets operations

We connect both sides of the business where most profit quietly leaks away, unseen and unclaimed.

Numbers never live in a spreadsheet alone. We trace them back to how the business actually runs the processes, the people, the pricing and seal the leaks at the source, for good.

partner, not vendor

A visionary seat at your table planning, structuring, and growing alongside you, month after month.

No hand-off, no jargon, no waiting for year-end. We think like owners, translate the finances into plain decisions, and stay in the room until the plan is working.

We exist to solve the gaps in your financial operations. AF stands for Advisory Firm though it's okay if you thought it meant something more intense. We don't mind, because yes… we're that dedicated.

We are not your basic bookkeeping or accounting shop. We're the partner who helps you plan, structure, and grow keeping revenue where it belongs: working in the business, for the business.

Gaps what keeps you awake

The owners who find us are tired of leaking profit and losing sleep over money. Sound familiar? Keep scrolling.

overspending on taxes

Unnecessary hits to the bottom line, month after month money you never had to lose. Most owners are never shown the strategies, credits, and structures that quietly keep more of their profit where it belongs.

Without proactive tax planning, you're not just paying your fair share you're paying for the guidance you never received. The tax code rewards strategy, not hope, and every quarter without a plan is another quarter of avoidable loss.

  • you might recognizeA surprise bill every April with no plan behind it
  • Deductions and incentives left unclaimed
  • An entity structure that no longer fits how you earn
We fix it proactive tax strategy, built around your business.

financial tedium

Buried in admin and reconciliations, pulled away from the work only you can do. The numbers pile up, the deadlines loom, and the strategic thinking that actually grows the business keeps getting pushed to next week.

Every hour spent wrestling spreadsheets is an hour stolen from your vision, your team, and your life. Bookkeeping is necessary but it was never meant to be your job.

  • you might recognizeMonth-end closes that drag on for weeks
  • Reports you don't trust or don't have time to read
  • Decisions delayed because the numbers aren't ready
We fix it clean books and clarity, handled for you.

the money marathon

A relentless financial grind that quietly drains your emotional quality of life. Cash-flow anxiety, tax-season dread, and the constant question are we actually okay? never fully switch off.

Running a business shouldn't cost you your peace of mind. We believe financial and emotional well-being are inseparable and that the right partner changes how it feels to run your company, not just the numbers on the page.

  • you might recognizeLying awake doing math instead of sleeping
  • Growth that somehow never feels like progress
  • No one in your corner who truly understands the numbers
We fix it a partner who carries the weight with you.

missing money

Profit leaking through the gaps between finance and operations unseen, unclaimed, and rarely recovered. What looks like a healthy month on the surface can hide leaks that compound quietly all year long.

We dig deep to find the missing money and multiply your economic impact the profit that was yours all along. Because operations impact financials, we connect both sides of the business to seal the leaks for good.

  • you might recognizeMargins that shrink without an obvious cause
  • Revenue up, but cash somehow always tight
  • Costs and pricing that haven't been questioned in years
We fix it every dollar working in the business, for the business.
Profit
the difference

We keep revenue working in the business, for the business.

We dig deep to find the missing money and multiply every client's economic impact. Because operations impact financials, we drive profit performance through expert CFO guidance without ever undercutting the COO role.

And we're the only financial leadership partner that also brings a real background in human relationships to the table connecting with you as we work toward financial and operational stability.

explore services→ get started→
Do what we do

We don't do everything for everyone. We over-deliver on the disciplines that move your profit. Keep scrolling.

i

Tax Strategy

Proactive, year-round planning that aligns entity structure, timing, and compensation with how you actually earn, so the tax bill is the result of a strategy, never a surprise.

We think ahead of every deadline: quarterly estimates, deduction timing, entity structure, and compensation decisions all working together under one plan.

  • what you getYear-round tax planning and projections
  • Entity and compensation structuring
  • Strategy that protects business and personal profit
A plan behind every filing.
ii

Expert CFO Services

Financial reporting, cost analysis, cash-flow management, and growth strategy your experienced CFO, without the full-time cost. We sit beside you as a true partner, translating the numbers into decisions that move the business forward.

From forecasting your next hire to modeling a funding round, we give you the financial clarity that usually only enterprise-scale companies can afford.

  • what you getBoard-ready reporting and KPI dashboards
  • Cash-flow forecasting and scenario planning
  • A growth strategy tied to real numbers
Your CFO on demand, on your side.
iii

Accounting for Success

Reconciliations, receivables, and clean monthly statements from knowledgeable controllers and bookkeepers. Accurate books aren't just for compliance they're the foundation every good decision is built on.

We keep your records tight and current, so you always know exactly where you stand and never scramble when it matters most.

  • what you getTimely, reliable monthly closes
  • Reconciled accounts and clean receivables
  • Statements you can actually act on
Books you can trust, every month.
iv

Business & Personal Tax Services

Business and personal return preparation, obligation planning, and filing handled accurately and on time, for owners who need both sides of the ledger covered.

We prepare business and personal returns with the same rigor we bring to strategy, so compliance is clean, deadlines are met, and your filings reflect the plan we built together.

  • what you getBusiness return preparation and filing
  • Personal tax preparation and planning
  • Quarterly estimates and obligation management
Both sides covered, filed right.
v

Cost Segregation

Accelerated depreciation studies that uncover every eligible deduction on commercial property, documented properly so the savings hold up and pay off.

Most owners never realize how much value is sitting in their property assets. Our specialized analysis identifies accelerated depreciation opportunities others miss.

  • what you getCost-segregation studies for commercial property
  • Accelerated depreciation, fully documented
  • Property acquisition and improvement analysis
Unlock what your property is worth.
vi

Advisory & Beyond

CPA-led valuations, partnership advisement, business mediation, financial coaching, and merger & acquisition readiness. When the big moments come, you'll have a seasoned partner who has been there before.

Whether you're buying, selling, merging, or resolving a partnership question, we bring clear-eyed guidance to decisions that shape your future.

  • what you getBusiness valuations & M&A readiness
  • Partnership advisement & mediation
  • One-on-one financial coaching
A partner for every pivotal decision.
view all services→ book a consultation→
Values
what we stand for

Five behaviors guide every engagement the CFOAF standard.

The way we think, work, and show up long before the numbers ever come up. Not slogans on a wall the standard we hold ourselves to on every account, in every room, with every client.

our story→
  • i

    Legendary Expertise

    The extra mile is never crowded that's where you'll find us. Rooted in analytical, critical thinking and constant improvement.

  • ii

    Unconventional AF

    Custom, revolutionary strategy for every problem evidence-based, and uniquely effective.

  • iii

    Dynamic Collaboration

    Sleeves rolled up. We listen, we build strong relationships, and we move the bottom line.

  • iv

    Profound Trust

    Transparency and understanding the vital foundation for long-term success.

  • v

    Strategic Prosperity

    Financial and emotional well-being are inseparable. We help you build an authentically rich, full life.

You
Byron and Krissy Wolfe, founders of CFOAF
who we serve

Small business owners without a CFO open to change, allergic to wasted time.

You value systems that maximize your time and a strong internal culture. You're ready to streamline financial operations, minimize loss, and build lasting wealth and health and you appreciate a partner with a sense of humor.

let's talk→
Voices client results

Owners don't stay quiet about results.

5.0 32 Google reviews

“Excellent communication. Amazing results. Saved me tens of thousands this year alone after two other accountants missed it completely.”

Tanner S. · Business Owner

“I've been through several fractional CFOs, and Byron and the CFO AF team truly are the best. He knows what you need before you do.”

Daniel M. · Founder

“Their knowledge of even the most complicated situations has been like no other CFO I have ever had. No task has been too big or complicated.”

Angie M. · Owner

“CFOAF is the only team I trust with my personal and business finances, and the only team I recommend without reservation.”

Jonathan C. · Business Owner
Begin begin

Unlock unimaginable futures.

Be the expert in one or two arenas not just another player in a dozen. Stop guessing, start saving, and get back to what you do best. Let's drive your profit performance.

how it works
  1. 01

    Book a consultation

    A candid conversation about where your profit is really going no jargon, no pressure.

  2. 02

    We map the gaps

    Finance meets operations. We trace the leaks, the risks, and the opportunities hiding in plain sight.

  3. 03

    Drive profit performance

    A clear plan, executed with a full-partner CFO in your corner month after month.

Book your consultation

A candid, no-pressure conversation about where your profit is really going and how we drive it forward. Pick a time that works for you.

  • Free 15-minute fit call
  • Talk directly with Byron
  • Leave with a clear next step
book a consultation→ or see all ways to reach us→
Reach us hello@cfoaf.com 469-813-8011 Phoenix, Arizona
Connect
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  • #DrivingProfitPerformance
  • #ProfitableAF
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